Disclosures & compliance summary
LoanMagic is committed to clear, accurate, and compliant advertising. Review the required disclosures about repayment terms, APR limits, fees, and how we operate as a loan marketplace.
Repayment periods
Loan offers accessible through our platform feature repayment periods between 3 and 72 months. We do not promote loans requiring full repayment in fewer than 61 days, complying with Google and Meta advertising standards.
APR range
Participating lenders provide personal loans with APRs typically ranging from 5.99% to 35.99%. Actual rates depend on lender review, credit profile, income, and state regulations. We do not market loans above 35.99% APR.
Representative example
Borrow $3,000 at 27% APR for 24 months. Estimated monthly payment: $163.14. Estimated total repayment: $3,915.36. Your terms will vary based on the lender's evaluation and applicable state law.
Fees and charges
- LoanMagic charges no platform or application fees.
- Some lenders may assess origination, late, or other fees. These will be disclosed before you sign any agreement.
- You are never obligated to accept an offer if the terms do not meet your needs.
Platform policies
- LoanMagic is a marketplace and does not extend credit, make lending decisions, or determine loan terms.
- Submitting a request authorizes matching with partner lenders. It does not guarantee approval.
- Any marketing claims we make in ads or on landing pages must match the statements on this disclosures page.
- We do not claim endorsements from government agencies or third-party organizations.
Company information
- Business name: LoanMagic
- Address: 1968 South Coast Highway #2328, Laguna Beach, CA 92651
- Email: support@loanmagic.example
- Phone: (747) 225-2195
Contact us if you have questions about a lender's offer, need to validate a communication, or require documentation for compliance purposes.
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Complete the secure form to compare loan offers tailored to your profile. You can decline any offer without penalty if the terms are not right for you.