Personal Loan Marketplace

Check your loan options in minutes

LoanMagic connects you with a nationwide network of vetted lenders. Submit one secure form to compare personalized offers without impacting your credit score.

Soft credit inquiry to view offers Funding as soon as next business day Transparent rates and repayment terms
APR 5.99%-35.99%
Representative example: $3,000 at 27% APR for 24 months (about $163.14 per month; total about $3,915.36).
Repayment terms: 3-72 months (no loans requiring full repayment within 61 days). See APR details | Review disclosures

Start your secure request

Takes about 2 minutes. No obligation.

4.8/5
Customer reviews
  1. 1 Basics
  2. 2 Contact
  3. 3 Banking
$
Most borrowers request between $500 and $5,000.
Used only to confirm your bank. We never debit your account.
Average funding speed
24 hrs

Many approved borrowers receive funds as soon as the next business day.

States covered
48

Our lender network serves nearly every U.S. state.

Borrower satisfaction
97%

Users cite ease of use and transparent terms as top reasons.

Loan specialist assisting a customer
About LoanMagic

A smarter way to explore personal loans

LoanMagic is a secure loan matching platform dedicated to helping borrowers compare trustworthy options side-by-side. We partner with reputable lenders across the U.S. and never charge a fee to submit a request.

Your information is encrypted end-to-end and used solely to connect you with lending partners who may be a good fit. If you decide to accept an offer, you will work directly with the lender to finalize the loan.

Bank-grade security Nationwide reach 4.8/5 service rating
How it works

Simple steps from request to funding

Submit once, compare multiple offers, and choose the loan that fits your needs. You always decide if and when to move forward.

1
Complete the form

Share a few details about yourself and the loan amount you are considering. The form is encrypted and takes about two minutes.

2
Get matched

We instantly route your request to lending partners who align with your profile. Many provide decisions in minutes.

3
Review and accept

Compare offers, rates, and repayment plans. Accept only when you are comfortable. Funds may deposit as soon as the next business day.

Why customers choose us

Built for transparency and speed

Always free to apply

Check rates without paying a platform or application fee.

Flexible loan amounts

Borrow between $200 and $10,000 with customizable repayment schedules.

Secure by design

Bank-grade encryption protects every field you submit.

Faster approvals

Many partners provide same-day decisions so you can move quickly.

Borrower voices

Stories from recent applicants

"Submitting my information took less than five minutes and I had three offers to compare. Funding hit my account the next day."

- Morgan L., Austin TX

"I appreciated the clear disclosures and the ability to walk away if the terms were not right. No pressure and no hidden fees."

- Dana K., Orlando FL

"I loved being matched with multiple lenders through one secure form. It saved a ton of time compared with applying everywhere separately."

- Isaiah H., Denver CO

Need assistance?

Our team is available to help with questions about your request, lender communications, or compliance requirements.

Key loan information

  • Repayment periods: 3 to 72 months (we do not promote loans requiring full repayment within 61 days).
  • APR range: 5.99%-35.99%. Actual terms depend on lender evaluation, creditworthiness, and state law.
  • Representative example: A $3,000 loan at 27% APR for 24 months equals roughly $163.14 per month; total repayment about $3,915.36.
  • Fees: LoanMagic charges no platform fees. Lenders may offer loans with origination or late fees, disclosed in their terms.
  • We are not a lender and do not make credit decisions. Approval is not guaranteed.

Ready to compare offers?

Complete the secure form to see loan options tailored to you.

Begin your request
Check your offers Soft inquiry. Takes 2 minutes.
Start